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  • I’m a Banking Expert: This Is How Many Savings Accounts You Should Have

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    Interest rates remain historically high, offering savers the opportunity to earn competitive returns with high-yield savings accounts.

    While rates have started to decline slightly from recent peaks, many banks — especially digital banks competing for deposits — continue to offer attractive APYs that were rare just a few years ago.

    Since signing up is as easy as downloading a free app, you might be tempted to cast a wide net and scatter your money among several different savings accounts.

    But when it comes to compounding your dep

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